Incredible Retirement Tip: Fees, Fees, and More Fees

Brian Fricke, CFP®Financial Planning

If you’re a smart consumer, you usually ask questions before you spend your money. For example, if you’re hiring a decorator, you usually ask whether you’re paying a flat fee, hourly rate or percentage of what you buy. In the same manner, you should ask—and understand—how your financial advisor is being paid. Here is a portion of a letter I … Read More

Is a Lump Sum Pension Payout a Good Idea?

Brian Fricke, CFP®Financial Planning

In this video, Brian helps to answer the question, How do you know if a lump sum pension buyout is right for you?  The first step is to ask yourself, do you need the income from the pension? If you don’t, you may want to rollover the lump sum benefit into an IRA account.  If you do need it, find … Read More

Life is a Marathon, So Are Your Investments

Brian Fricke, CFP®Financial Planning

If you look at your lifespan, it more closely resembles a marathon rather than a 100-yard dash. Keeping this view in mind, you should aim for an investment strategy that allows you to accomplish everything that is important to you. You want to figure out what approach will enable you to get the returns you need with the least risk. The easy access … Read More