Do you really need long-term care insurance? This may be a question you find yourself asking as you approach retirement. And with so many insurance options, it’s hard to know what is best for you. So, we talked with the Long-Term Care Insurance specialist we recommend to all of our clients. I believe his advice will help you make more … Read More
There are several types of life insurance policies, however the right policy is the one that meets your specific needs. The type of policy that almost everyone should get is a term policy. Term insurance does get more costly as you get older, and depending on your age, you may want to get a cash value policy instead. If you … Read More
Congratulations! You’ve worked hard, planned and saved and now you’re able to do what very few people can: you are able to retire before you turn age 65. If you’re in this group, the single biggest concern you have now is health insurance. Q. What do you do if you’re retiring before age 65 and going on Medicare? Assuming your … Read More
If you bought life insurance in the ‘80s and early ‘90s you might be in for a nasty surprise. We are coming across more and more folks who are caught off guard and shocked at huge premium increases if they want to keep their life insurance in force. Make sure this never happens to you.