Our 25 Year Heritage
Financial Management Concepts (FMC) was formed in 1991 with a vision to create a Retirement Planning and Investment Management firm that would “make a difference.”
Brian Fricke, the founder, became the “man of the house” at age 16, due to the untimely death of his father. Brian’s mother was left with a whole life insurance policy ($50,000) AND the family real estate business.
At age 18, Brian joined the family real estate business. His path to becoming a Fee-Only® Financial Planner became clear when others sought him out for financial advice after discovering he had purchased 15 rental properties by the age of 23.
The spark for the passion of helping others experience an Incredible Retirement® came after realizing the premium for the whole life insurance policy sold to his father could have purchased a $1,000,000 term life insurance policy. How different a life could Brian and his mother have created with that much money rather than the $50,000 they received? Brian was determined to enable people planning their retirements to find out.
That experience sparked the passion that drives FMC’s mission today; to inspire and encourage you to experience your personal version of an Incredible Retirement® – doing what you want, when you want.
A life well lived is far more important than out performing some arbitrary market index or achieving “The Number”.
You can have trust and confidence knowing that you have our entire team working for you – the resource for you in making smart choices about your money.
You can trust the advice we give you is in your best interest because we don’t accept payment (or trips) from anyone except our clients and we don’t sell products for commissions.
Our years of service have taught us to question conventional wisdom, to reject the industry’s inherent conflicts of interest, and leave behind outdated ways. We look to the future and practice retirement planning and investment management radically different; putting the achievement of dreams ahead of chasing returns.
What we are NOT:
We are NOT stock brokers!
We are NOT paid commissions!
We are NOT annuity salespeople!
We do NOT have fancy offices in high rise office towers.
We do NOT run big TV or Radio ad campaigns that cost a fortune.
We do NOT invite strangers to free lunch or dinner seminars.
What drives us
We are driven by the feeling we get when a client tells us, “I don’t know what I would do without you!” That feeling we get when a client sends us a note sharing how much we have added to their life by getting their financial house in order and taking away their worry about financial matters.
We can think of no greater fulfillment in life than to know we made a difference in someone else’s life. At FMC, we get to make a difference every single day. We eagerly look forward to playing an important, lifelong role for our clients, a role they might never have imagined a Financial Advisor could play … the role of a trusted advisor who has a vested interest in their life.
We have years of experience in balancing traditional values and proven practices with street tested strategies. We use a team approach to provide consistent, quality advice and service.
A pioneer of Incredible Retirement® – doing what you want, when you want, we remain thought leaders in the financial planning profession.